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Privacy Policy

Last updated: March 9, 2026

This Privacy Policy describes how OPR Insights collects and uses your personal information. We are committed to protecting your privacy and handling your data responsibly. When you visit our website and access our educational resources about Malaysia’s monetary policy framework, Overnight Policy Rate mechanics, and inflation targeting methodologies, we may collect certain information about you.

Information We Collect

We collect information in several ways to provide and improve our services. This helps us understand how visitors use our website and what content is most valuable to you.

  • Registration Information: When you create an account or sign up for our newsletter, we collect your name, email address, and any other information you voluntarily provide.
  • Usage Data: We automatically collect information about your browsing activities, including pages visited, time spent on pages, links clicked, and the types of devices you use.
  • Technical Information: This includes your IP address, browser type, operating system, referral sources, and device identifiers to help us maintain and optimize our website.
  • Cookie Data: We use cookies and similar technologies to track your preferences and enhance your browsing experience across our site.

How We Use Your Information

We use the information we collect for legitimate business purposes and to enhance your experience with our platform. Your data helps us deliver more relevant content about monetary policy, interest rates, and financial frameworks.

We use your information to provide, maintain, and improve our services; personalize your experience; communicate with you about updates and new content; analyze how our website is used to identify trends and optimize functionality; and comply with legal obligations and prevent fraudulent activity. We never sell your personal information to third parties. Any information shared with service providers is done under strict confidentiality agreements.

Your Rights and Choices

You have rights regarding your personal information. You can access, correct, update, or request deletion of your data at any time. If you have provided consent for certain processing activities, you can withdraw that consent. You also have the right to object to certain types of data processing.

To exercise these rights, simply contact us using the information provided below. We will respond to your requests within thirty days. You may also opt out of receiving promotional emails by following the unsubscribe instructions included in those communications. Please note that some information may be retained for legal compliance or legitimate business purposes even after deletion requests.

Cookies and Tracking Technologies

We use cookies to enhance your browsing experience and understand how you interact with our content about OPR mechanisms and monetary policy frameworks. Cookies are small files stored on your device that help us remember your preferences and track usage patterns.

We use both session-based and persistent cookies. Session cookies expire when you close your browser, while persistent cookies remain until they expire or you delete them. You can control cookie settings through your browser preferences and opt out of tracking at any time. Some features of our website may not function properly if cookies are disabled. For detailed information about our cookie practices, please visit our Cookie Policy.

Data Security and Protection

We implement comprehensive security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. Our website uses encryption technology and secure server protocols to safeguard data transmission.

While we maintain robust security practices, no method of transmission over the internet is completely secure. We cannot guarantee absolute security but remain committed to protecting your information with industry-standard practices. We regularly review and update our security protocols to address emerging threats and vulnerabilities.

Third-Party Links and Services

Our website may contain links to third-party websites and services that are not operated by us. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

When you access third-party services through our website, you are subject to their terms and privacy policies. We do not control how they collect, use, or protect your information. Always exercise caution when sharing information on external websites.

Policy Updates and Changes

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will notify you by updating the “Last updated” date at the top of this policy and, where appropriate, by providing additional notice through our website.

Your continued use of our website following the posting of revised privacy practices means you accept and agree to those changes. We encourage you to review this policy periodically to stay informed about how we protect your information.

Contact Us

If you have questions about this Privacy Policy, concerns about your personal information, or wish to exercise your rights, we are here to help.

Email: [email protected]

Phone: +60 3 2145 8927

Address: Jalan Tun Razak 287, Kuala Lumpur, 50400, Malaysia

We will respond to your inquiries within thirty business days and work with you to resolve any privacy concerns promptly and professionally.